A stipend is what makes study abroad financially possible in high-cost destinations. What matters is not the headline figure but whether it is indexed to the city you will live in, how long it runs, and whether it is taxed.
Fully funded RMIT Vietnam PhD scholarship for a Vietnam-based candidate in science, engineering and technology, with opportunities in AI and machine learning.
Fully funded RMIT Vietnam PhD scholarship for a Vietnam-based candidate in science, engineering and technology, with opportunities in AI and machine learning.
DestinationVietnamStudy levelDoctoralFundingTuition and stipendApply byDec 31, 2026
RMIT Vietnam PhD scholarship for Vietnam-based candidates, including a full tuition fee waiver and annual stipend for research in accounting, finance, economics and AI applications.
RMIT Vietnam PhD scholarship for Vietnam-based candidates, including a full tuition fee waiver and annual stipend for research in accounting, finance, economics and AI applications.
DestinationVietnamStudy levelDoctoralFundingTuition and stipendApply byDec 31, 2026
Master by Research scholarship supporting a breath-based diagnostic platform using pattern recognition and machine learning for non-invasive disease monitoring.
Master by Research scholarship supporting a breath-based diagnostic platform using pattern recognition and machine learning for non-invasive disease monitoring.
DestinationAustraliaStudy levelMaster’sFundingTuition and stipendApply byDec 31, 2027
A four-year rotation PhD programme in plant and microbial sciences at the John Innes Centre and partner institutes, with funded studentships for UK and international applicants.
A four-year rotation PhD programme in plant and microbial sciences at the John Innes Centre and partner institutes, with funded studentships for UK and international applicants.
DestinationUnited KingdomStudy levelDoctoralFundingTuition and stipendApply byNov 12, 2026
EPFL offers postdoctoral fellowships for outstanding AI researchers to develop interdisciplinary research with at least two EPFL AI Center laboratories.
EPFL offers postdoctoral fellowships for outstanding AI researchers to develop interdisciplinary research with at least two EPFL AI Center laboratories.
DestinationSwitzerlandStudy levelPostdoctoralFundingTuition and stipendApply byNov 9, 2026
NZD 32,000 annual stipend plus full domestic tuition fees for normally three years; prior doctoral enrolment may reduce tenure. New Zealand citizens and permanent residents entering or undertaking full-time doctoral study at Victoria University of Wellington, meeting doctoral entry requirements. Strong academics, references and research potential required, with current community or industry engagement and a proposal showing an impact pathway and stakeholder analysis.
NZD 32,000 annual stipend plus full domestic tuition fees for normally three years; prior doctoral enrolment may reduce tenure. New Zealand citizens and permanent residents entering or undertaking full-time doctoral study at Victoria University of Wellington, meeting doctoral entry requirements. Strong academics, references and research potential required, with current community or industry engagement and a proposal showing an impact pathway and stakeholder analysis.
DestinationNew ZealandStudy levelDoctoralFundingTuition and stipendApply byNov 1, 2026
Full-time award provides NZD 15,000 for one year plus domestic tuition and levies for 120 points. Approved part-time awards are prorated over two years. Māori candidates eligible to enrol for a Master's thesis or portfolio of at least 90 points by Trimester 2 of the following year; 60-point dissertations excluded. Selection considers achievement, experience and research importance.
Full-time award provides NZD 15,000 for one year plus domestic tuition and levies for 120 points. Approved part-time awards are prorated over two years. Māori candidates eligible to enrol for a Master's thesis or portfolio of at least 90 points by Trimester 2 of the following year; 60-point dissertations excluded. Selection considers achievement, experience and research importance.
DestinationNew ZealandStudy levelMaster’sFundingTuition and stipendApply byNov 1, 2026
One-year NZD 15,000 tax-free stipend plus domestic tuition for 120 points; international students except Australians pay the fee difference. Full-time Master's thesis or portfolio worth at least 90 points; normally Honours or Master's Part 1 with GPA at least 7.0. Domestic and international applicants eligible.
One-year NZD 15,000 tax-free stipend plus domestic tuition for 120 points; international students except Australians pay the fee difference. Full-time Master's thesis or portfolio worth at least 90 points; normally Honours or Master's Part 1 with GPA at least 7.0. Domestic and international applicants eligible.
DestinationNew ZealandStudy levelMaster’sFundingTuition and stipendApply byNov 1, 2026
Scholarship for an eligible Globalisation and Law master's applicant with strong academic results and a record of work supporting human rights or the rule of law. Support covers tuition, living costs and specified study expenses for 13 months.
Scholarship for an eligible Globalisation and Law master's applicant with strong academic results and a record of work supporting human rights or the rule of law. Support covers tuition, living costs and specified study expenses for 13 months.
DestinationNetherlandsStudy levelMaster’sFundingTuition and stipendApply byFeb 1, 2027
Enterprise PhD scholarship between Flinders University and Port Adelaide Football Club applying AI and data science to performance analytics in elite Australian rules football.
Enterprise PhD scholarship between Flinders University and Port Adelaide Football Club applying AI and data science to performance analytics in elite Australian rules football.
DestinationAustraliaStudy levelDoctoralFundingTuition and stipendApply byOct 25, 2026
ETH Zurich interdisciplinary doctoral fellowship programme for AI foundations and applications across ETH departments, with co-mentorship by two principal investigators from different fields.
ETH Zurich interdisciplinary doctoral fellowship programme for AI foundations and applications across ETH departments, with co-mentorship by two principal investigators from different fields.
DestinationSwitzerlandStudy levelDoctoralFundingTuition and stipendApply byOct 27, 2026
Funded doctoral position in speech and audio AI focusing on deepfake detection, content-based watermarking, source tracing and trustworthy generative audio.
Funded doctoral position in speech and audio AI focusing on deepfake detection, content-based watermarking, source tracing and trustworthy generative audio.
DestinationFinlandStudy levelDoctoralFundingTuition and stipendApply byOct 31, 2026
KTH doctoral positions in security and privacy within the Networked Systems Security lab, covering trustworthy networked systems, secure positioning, wireless communications, cryptography and related systems topics.
KTH doctoral positions in security and privacy within the Networked Systems Security lab, covering trustworthy networked systems, secure positioning, wireless communications, cryptography and related systems topics.
DestinationSwedenStudy levelDoctoralFundingTuition and stipendApply byOct 31, 2026
University of Copenhagen PhD stipends in statistics, probability, insurance mathematics and mathematical economics at the Department of Mathematical Sciences.
University of Copenhagen PhD stipends in statistics, probability, insurance mathematics and mathematical economics at the Department of Mathematical Sciences.
DestinationDenmarkStudy levelDoctoralFundingTuition and stipendApply byNov 1, 2026
Three-year full-time University of Copenhagen PhD fellowship in natural language processing, combining computational research with doctoral training and salaried employment.
Three-year full-time University of Copenhagen PhD fellowship in natural language processing, combining computational research with doctoral training and salaried employment.
DestinationDenmarkStudy levelDoctoralFundingTuition and stipendApply byNov 8, 2026
Flinders University NHMRC-funded PhD scholarship in biomedical nanoengineering and biomaterials for antibiotic potentiation, with an AUD 36,061 annual stipend and eligible tuition fee support.
Flinders University NHMRC-funded PhD scholarship in biomedical nanoengineering and biomaterials for antibiotic potentiation, with an AUD 36,061 annual stipend and eligible tuition fee support.
DestinationAustraliaStudy levelDoctoralFundingTuition and stipendApply byDec 12, 2026
Flinders University PhD scholarship for leukemia and related medical research, offering up to AUD 53,299 per year for clinicians or up to AUD 36,061 for non-medical recipients, plus eligible tuition fee offset.
Flinders University PhD scholarship for leukemia and related medical research, offering up to AUD 53,299 per year for clinicians or up to AUD 36,061 for non-medical recipients, plus eligible tuition fee offset.
DestinationAustraliaStudy levelDoctoralFundingTuition and stipendApply byDec 31, 2026
Southeast Asian Regional Center for Graduate Study and Research in Agriculture (SEARCA)
The SEARCA Full Master's and PhD Scholarships for academic year 2027/28 fund eligible nationals of SEAMEO member countries who are regular employees of academic/research institutions or government agencies pursuing agriculture and rural-development graduate degrees at six specified universities in Indonesia, Thailand, Malaysia or the Philippines. Applicants must first submit to their national Ministry of (Higher) Education by 31 October 2026. Only ministry-endorsed shortlisted applicants submit on SEARCA iSCHO in December 2026.
The SEARCA Full Master's and PhD Scholarships for academic year 2027/28 fund eligible nationals of SEAMEO member countries who are regular employees of academic/research institutions or government agencies pursuing agriculture and rural-development graduate degrees at six specified universities in Indonesia, Thailand, Malaysia or the Philippines. Applicants must first submit to their national Ministry of (Higher) Education by 31 October 2026. Only ministry-endorsed shortlisted applicants submit on SEARCA iSCHO in December 2026.
DestinationIndonesia, Thailand, Malaysia, PhilippinesStudy levelMaster’s, DoctoralFundingTuition and stipendApply byOct 31, 2026
University of Missouri Perfect Score Scholarship Fall 2027 is a Fall 2027 University of Missouri freshman scholarship. The official Mizzou scholarship page lists 100% tuition and fees, a $3,500 annual stipend, one year of on-campus housing and dining, $2,000 for research or study abroad, and $1,000 for tech enrichment.
University of Missouri Perfect Score Scholarship Fall 2027 is a Fall 2027 University of Missouri freshman scholarship. The official Mizzou scholarship page lists 100% tuition and fees, a $3,500 annual stipend, one year of on-campus housing and dining, $2,000 for research or study abroad, and $1,000 for tech enrichment.
DestinationUnited StatesStudy levelUndergraduateFundingTuition and stipendApply byDec 1, 2026
University of Missouri Stamps Scholars Award Fall 2027 is a Fall 2027 University of Missouri freshman scholarship. The official Mizzou scholarship page lists a full scholarship up to the estimated cost of attendance plus a one-time $16,000 award for academic development and leadership.
University of Missouri Stamps Scholars Award Fall 2027 is a Fall 2027 University of Missouri freshman scholarship. The official Mizzou scholarship page lists a full scholarship up to the estimated cost of attendance plus a one-time $16,000 award for academic development and leadership.
DestinationUnited StatesStudy levelUndergraduateFundingTuition and stipendApply byDec 1, 2026
PhD scholarship for eligible applicants connected to Taiwan, Penghu, Kinmen and Ma Tsu, with up to five scholarships anticipated for the 2026 application round.
PhD scholarship for eligible applicants connected to Taiwan, Penghu, Kinmen and Ma Tsu, with up to five scholarships anticipated for the 2026 application round.
DestinationAustraliaStudy levelDoctoralFundingTuition and stipendApply byNov 30, 2026
The University of Alabama offers the Presidential Elite automatic merit scholarship to qualifying out-of-state and international first-time freshmen entering in Summer/Fall 2027, with tuition plus housing and supplemental awards.
The University of Alabama offers the Presidential Elite automatic merit scholarship to qualifying out-of-state and international first-time freshmen entering in Summer/Fall 2027, with tuition plus housing and supplemental awards.
DestinationUnited StatesStudy levelUndergraduateFundingTuition and stipendApply byDec 4, 2026
The University of Alabama offers the Presidential Elite automatic merit scholarship to qualifying out-of-state and international first-time freshmen entering in Spring 2027, with tuition plus housing and supplemental awards.
The University of Alabama offers the Presidential Elite automatic merit scholarship to qualifying out-of-state and international first-time freshmen entering in Spring 2027, with tuition plus housing and supplemental awards.
DestinationUnited StatesStudy levelUndergraduateFundingTuition and stipendApply byNov 2, 2026
University of Melbourne scholarship for eligible international humanitarian visa applicants or holders in Australia who meet entry requirements for an undergraduate or graduate coursework degree.
University of Melbourne scholarship for eligible international humanitarian visa applicants or holders in Australia who meet entry requirements for an undergraduate or graduate coursework degree.
DestinationAustraliaStudy levelUndergraduate, Master’sFundingTuition and stipendApply byNov 30, 2026
Scholarship for high-achieving international students from India entering a masters degree in the Melbourne Law Masters program for the 2027 start-year intake.
Scholarship for high-achieving international students from India entering a masters degree in the Melbourne Law Masters program for the 2027 start-year intake.
DestinationAustraliaStudy levelMaster’sFundingTuition and stipendApply byNov 30, 2026
Macquarie University offers a funded graduate research scholarship examining how Australian businesses form expectations, perceive uncertainty and make key decisions.
Macquarie University offers a funded graduate research scholarship examining how Australian businesses form expectations, perceive uncertainty and make key decisions.
DestinationAustraliaStudy levelDoctoral, Master’sFundingTuition and stipendApply byOct 31, 2026
Macquarie University offers a PhD scholarship in multi-user delay-Doppler communications for next-generation 6G broadband research, with tuition support and a living stipend.
Macquarie University offers a PhD scholarship in multi-user delay-Doppler communications for next-generation 6G broadband research, with tuition support and a living stipend.
DestinationAustraliaStudy levelDoctoralFundingTuition and stipendApply byOct 31, 2026
University of Toronto's major international undergraduate scholarship for school-nominated students entering in September 2027, covering tuition, books, incidental fees and full residence support for four years.
University of Toronto's major international undergraduate scholarship for school-nominated students entering in September 2027, covering tuition, books, incidental fees and full residence support for four years.
DestinationCanadaStudy levelUndergraduateFundingTuition and stipendApply byNov 6, 2026
University of Houston's premier incoming-freshman scholarship with full tuition and fees, two years of housing and meals, and research and learning-abroad stipends.
University of Houston's premier incoming-freshman scholarship with full tuition and fees, two years of housing and meals, and research and learning-abroad stipends.
DestinationUnited StatesStudy levelUndergraduateFundingTuition and stipendApply byNov 2, 2026
Merit-based fellowship supporting 30 New Americans in full-time US graduate and professional degree programs, including eligible PhD study, with up to USD 90,000 over one to two years.
Merit-based fellowship supporting 30 New Americans in full-time US graduate and professional degree programs, including eligible PhD study, with up to USD 90,000 over one to two years.
DestinationUnited StatesStudy levelDoctoralFundingTuition and stipendApply byOct 29, 2026
Portable doctoral fellowship for eligible US citizens and permanent residents pursuing engineering or applied-science PhDs at GEM Member Universities, combining tuition, stipend support and an employer internship.
Portable doctoral fellowship for eligible US citizens and permanent residents pursuing engineering or applied-science PhDs at GEM Member Universities, combining tuition, stipend support and an employer internship.
DestinationUnited StatesStudy levelDoctoralFundingTuition and stipendApply byNov 13, 2026
Baylor Honors College competitive undergraduate scholarship for exceptional incoming students, including international applicants, with tuition, housing, meals, books/fees and funded enrichment support.
Baylor Honors College competitive undergraduate scholarship for exceptional incoming students, including international applicants, with tuition, housing, meals, books/fees and funded enrichment support.
DestinationUnited StatesStudy levelUndergraduateFundingTuition and stipendApply byNov 11, 2026
Co-funded Monash Graduate Scholarship is an official opportunity. Living allowance, relocation allowance and possible tuition package This listing covers Co-funded Monash Graduate Scholarship.
Co-funded Monash Graduate Scholarship is an official opportunity. Living allowance, relocation allowance and possible tuition package This listing covers Co-funded Monash Graduate Scholarship.
DestinationAustraliaStudy levelResearch, DoctoralFundingTuition and stipendApply byOct 31, 2026
AGRTP Return to Study Scholarship is an official opportunity. Stipend, fee exemption, operating and relocation support This listing covers AGRTP Return to Study Scholarship.
AGRTP Return to Study Scholarship is an official opportunity. Stipend, fee exemption, operating and relocation support This listing covers AGRTP Return to Study Scholarship.
DestinationAustraliaStudy levelResearch, DoctoralFundingTuition and stipendApply byRolling deadline
AGRTP Indigenous Scholarship is an official opportunity. A$50,000 stipend, fee exemption, research and relocation support This listing covers AGRTP Indigenous Scholarship.
AGRTP Indigenous Scholarship is an official opportunity. A$50,000 stipend, fee exemption, research and relocation support This listing covers AGRTP Indigenous Scholarship.
DestinationAustraliaStudy levelResearch, DoctoralFundingTuition and stipendApply byRolling deadline
DAAD Study Scholarships for Master Studies in All Academic Disciplines support eligible graduates undertaking a complete postgraduate degree in Germany beginning in the 2027 academic cycle.
DAAD Study Scholarships for Master Studies in All Academic Disciplines support eligible graduates undertaking a complete postgraduate degree in Germany beginning in the 2027 academic cycle.
DestinationGermanyStudy levelMaster’sFundingTuition and stipendApply byNov 16, 2026
The 2027 MSCA European Postdoctoral Fellowship supports an experienced researcher and host organisation carrying out an international, interdisciplinary, and inter-sectoral research and training project. Researchers of any nationality undertake a 12–24 month fellowship in an EU Member State or Horizon Europe associated country.
The 2027 MSCA European Postdoctoral Fellowship supports an experienced researcher and host organisation carrying out an international, interdisciplinary, and inter-sectoral research and training project. Researchers of any nationality undertake a 12–24 month fellowship in an EU Member State or Horizon Europe associated country.
DestinationEuropean Union, Horizon Europe associated countriesStudy levelPostdoctoralFundingTuition and stipendApply bySep 8, 2027
The 2027 MSCA Global Postdoctoral Fellowship supports an experienced researcher and host organisation carrying out an international, interdisciplinary, and inter-sectoral research and training project. European nationals or long-term residents undertake a 12–24 month outgoing phase outside Europe followed by a mandatory 12-month return phase.
The 2027 MSCA Global Postdoctoral Fellowship supports an experienced researcher and host organisation carrying out an international, interdisciplinary, and inter-sectoral research and training project. European nationals or long-term residents undertake a 12–24 month outgoing phase outside Europe followed by a mandatory 12-month return phase.
DestinationGlobal, European UnionStudy levelPostdoctoralFundingTuition and stipendApply bySep 8, 2027
Stipends are paid monthly or quarterly for a defined period, usually the standard programme length. Some are tax-free scholarships and others are taxable salary; the difference can be twenty percent or more of the stated amount. Where the record states an employment contract, treat the figure as gross.
Eligibility
Eligibility patterns to check first
Stipends usually require full-time enrolment and lapse on suspension or part-time study.
Employment-model funding requires a work-eligible visa category.
Some stipends reduce if you hold other funding concurrently.
Duration is capped and does not always extend to cover a thesis submission period.
Deadlines
How the deadlines work
Stipend-carrying awards follow the funding round of the programme they attach to. For doctoral positions this is continuous; for competition-based awards it is annual and early.
Applying
Application advice for this search
Compare stipends against local living costs, not against each other.
Establish whether the payment is taxable before budgeting from it.
Check the funded duration against the realistic completion time for your programme.
Plan for the gap between arrival and the first payment, which is commonly four to eight weeks.
Common questions
Frequently asked questions
Are scholarship stipends taxable?
It depends on the country and the funding model. Tax-free scholarship stipends are common in the UK, Australia and New Zealand. Employment-contract funding in Germany, the Netherlands and the Nordic countries is taxable salary.
Can I work while receiving a stipend?
Usually to a limited extent, subject to both your visa conditions and the award terms. Some awards prohibit additional employment entirely, so check the terms rather than only the visa rules.